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I made a payment this month and owed $6 and some change on the jet ski and I received a letter that my payment was late. It just said I missed my payment for that small amount.  I checked my bank account and it showed I paid last month the same amount I had paid every other month.  So, I had no clue what was going on.

I called them, and the lady said that was a mistake and very strange.  So, I just paid the remaining $6 and change on my credit card and will get the title.